Investment Analysis & Wealth Management

Wealth management helps high net worth individuals benefit from a holistic approach in which your advisor coordinates all the services needed to manage your money and plan for your own and/or your family’s current and future needs.


Wealth Management

Our sophisticated wealth management solutions aim to maximize after-tax return for every level of risk.

To accomplish these objectives, we work closely with each client to design, implement, and monitor a strategy that reflects their specific investment objectives and tolerance for risk. We integrate both active and passive portfolio management into after-tax strategies across all appropriate asset classes. In an effort to be fully transparent and prudent, we will work with each client to develop a fee structure that reflects his or her specific investment strategy and asset level.

We believe it is also part of our job to help you take the emotions out of investing. Though no strategy can ensure a profit or protect against a loss, there are some methods that we can help you employ that can aim to minimize the overall risk of your portfolio while in pursuit of your unique goals and dreams. Some of these strategies rely on disciplined investment principles like diversification, dollar cost averaging, asset allocation, as well as various risk metrics and calculations.

Portfolio Management

A well designed, disciplined investment portfolio is a key piece to a successful wealth management. We partner with a team of portfolio managers and investment analysts to provide clients with strategies that are specifically designed to meet their goals and risk tolerance. Our clients have diverse strategies that works together to help them reach their goals while dealing with the ups and downs of the markets.

Estate Planning and Wealth Transfer

Wills and Trusts are tools in the larger process of estate planning.

In fact, an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes your wishes and the needs of your survivors, all while minimizing taxes. For many, it involves planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end.

Trusts can play an important role in providing order to your financial affairs, assisting with your tax planning, simplifying your estate settlement, and providing guidance for your family and heirs. We can review the titling of your financial accounts, discuss your ultimate goals for the disposition of your assets, and then match you with invaluable resources and estate planners that will guide you through the estate planning process.

Legacy Planning

Estate planning primarily focuses on financial assets and how to avoid probate and minimize estate taxes.

Legacy Planning is more concerned with both financial and non-financial assets of a family and creating a family’s unique personal legacy plan. Too often, estates – regardless of their size – dwindle rapidly after the first generation of owners passes them on. The successors often do not understand how the assets are to be managed or do not share the values and outlook of the founder.

Our legacy planning strategies address how to capture and transfer family traditions and values, and seek to help protect financial wealth for current and future generations. With new estate tax laws being put in place often, it’s good to pull together a legacy plan that establishes goals for the ultimate disposition of your wealth and how future generations of your family can benefit. The plan can help to identify the assets you want protected and the potential harms from which you seek protection.

Charitable Giving

One of the most rewarding and emotionally satisfying experiences in life is to help worthy causes by giving to charities that you believe in. By including charitable giving as part of any financial plan, you will be rewarded both emotionally and financially. In supporting an organization or cause, you may be able to lessen your tax bill while helping the community or cause. It is important to thoroughly assess how much money you need to support your financial goals and make sure you have sufficient resources to contribute. With careful planning, we can help you determine the right charitable giving program, and stay organized to ensure that you have the records you need, when you need them for tax deductions and benefits.

401K and Retirement Rollover Strategies

A good investment strategy has all parts working together to complement each other and reduce risk. It is helpful to have all assets consolidated to coordinate your Investment strategies. If you have 401k’s from prior employment or IRA’s held at different financial institutions,  we can help analyze your portfolio and get all your assets working together to help meet your goals.

Concentrated Stock Position Strategies

A Concentrated Stock Position occurs when you have a large portion of your net worth in a single stock. This usually happens through inheritance or working at a company with an incentive stock option plan. While concentrated positions can create substantial wealth, they also create many risks for the client. Lack of diversification, tax issues and liquidity risk are all considerations for unwinding a concentrated stock position. We can design a strategy to help you reduce your risk while dealing with these considerations.

Collaborative Planning

In today’s complex world of legal and tax issues, your financial future can be impacted by more than just the return on your investments. We work with our clients’ other advisors such as accountants and attorneys to help them make informed decisions with regards to their financial plan.